Not paying your debts on time is the major reason many people end up with bad credit. If you are in this situation, make arrangements with all of your current creditors to pay off your current debt. Moving forward, all your payments should be made on time too. However, this alone will not build a […]

a) Closing all old accounts improves your credit score. This does more damage than good. It shortens your credit history hence leaving you with a smaller amount available. b) Opening more credit card accounts improves your credit score. You will come off as an irresponsible person financially. Lenders know that someone who has great financial

The listing below is by no means an exhaustive list of junk debt buyers, but some common names of companies that pursue third-party or junk debts. If you see one of these names listed on your credit report, then you know your debt was sold to a junk debt buyer. CACH, LLC Midland Funding, LLC