Frequently Asked Questions
How does your service work?
Our service is simple. You make a one-time payment, get your credit reports, and send them to us. We analyze your reports and prepare custom dispute letters based on what’s reported on your file.
How do I get started?
Start by purchasing the $53 credit repair service. After payment, you’ll be prompted to get your credit reports and email them to us so we can begin working on your file.
Where should I get my credit report?
We recommend SmartCredit because it provides accurate 3-bureau credit reports, scores, and ongoing monitoring. This allows us to see exactly what each bureau is reporting.
How long will it take to receive my dispute letters?
Once we receive both your payment and your credit reports, your custom dispute letters are prepared and delivered by email within 24 hours.
How long does it take to see results?
Results vary depending on what’s reporting on your credit file and how creditors respond. Some changes may happen quickly, while others take more time. Credit repair is a process, not an overnight fix.
Is there a guarantee?
Yes. If no results are achieved, you receive a full refund plus a free round of service. There are no contracts and no long-term commitments.
Do you need my Social Security number?
No. We do not require your Social Security number to perform our service.
Is this a monthly service?
No. This is a one-time, pay-as-you-go service. You are never locked into a contract.
Who is this service for?
This service is for anyone who wants professionally prepared dispute letters based on their actual credit reports and prefers a simple, guided process without monthly fees.