Right To Report Letters

RIGHT TO REPORT LETTERS:

Use these letters to GET MORE DELETIONS.

At some point, the results will slow and you will need to let your file cool down unless you use a different method and technique. That’s where my Right To Report Letters come into play.  These letters address the Credit Bureaus themselves and challenge their “right to report” the information in your file.

Section 609 of the Fair Credit Reporting Act states that the Credit Bureaus must have the contract on the file between you and the creditor with your signature before they can report it.  If they don’t, it’s considered an “unverifiable account” and must be removed.