Most credit card companies will allow to to apply for an increase every 6 months.
This will not put a hard inquiry on your report, it will be an internal soft inquiry.
Getting a line increase will boost your overall credit limit which can boost your score depending on you debt to credit ratio (how much you owe on a card compared to you credit limit for that card)
The more money you state as income, the higher the limit will be because it’s all computer algorithms, not a person so you will get an instant decision.
🗣️For those of you that don’t have credit, use The Master Plan to learn where to go to get easy credit and EXACTLY how to apply.
Your information you place on your application is given a score based on how you answer each question.
It seems simple but if you don’t answer correctly you could get denied and waste an inquiry.
The Master Plan tells you EXACTLY where to go for credit and how to apply 😁
Learn the rules of the game and then play it better than everyone else 💯
